Survival Strategies

Diane Stafford: Applicants have complaints about hirers, too

In this column last week, hirers told what bugs them most about job applicants.

Yep. I got feedback. Job hunters asked for fair time to say what they don’t like about the way prospective employers are treating them.

Two points stood out:

Job hunters think it’s callous and unrealistic for applicant screeners to say they don’t like it when a job hunter applies for more than one job at the organization.

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Submitted by Diane Stafford on November 21, 2009 - 10:30am.
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Kids & Money: Without health insurance, college students are rolling the dice

To all of the numbers churned out in the debate over the nation’s health care system, add one more glaring statistic: 4 million.

That’s the number of college students estimated by a recent study to be uninsured.

Many are part-time students. Others are on financial aid and can’t afford health coverage. A large number of the uninsured attend two-year colleges and are too old to be on their parents’ plan, according to the study by Lookout Mountain Group, a college health advocacy organization.

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Submitted by Steve Rosen on November 21, 2009 - 1:05am.
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Gene Meyer: Tax breaks you don't want

Kitchentablenomics blogger Gene Meyer notes that more than 15 million taxpayers may owe Uncle Sam another $250 apiece next filing season.

What gives?

Lower payroll taxes passed last spring to pump money into the economy may have put too much money back into the hands of workers with more than one job.

For Gene's latest post and to determine if you might be in this situation, go to his We

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Submitted by Steve Rosen on November 18, 2009 - 5:05am.
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USDA: Record 49.1 Million Americans faced hunger in 2008

From Bloomberg News

Donations to Harvesters help feed the needyDonations to Harvesters help feed the needyNearly one in six Americans lived in households that struggled to afford food at some point last year as tight credit and the fastest rate of food inflation since 1980 combined to strain budgets, the government said.

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Submitted by Steve Rosen on November 17, 2009 - 1:05am.
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Kat's Money Corner: Everything you always wanted to know about holiday travel

KatKatThere’s no denying that the way to save the most on the high cost of travel is to simply stay home. And while staycations have become a popular alternative, there are times when that choice isn’t practical, desirable, or the right thing to do.

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Submitted by Steve Rosen on November 17, 2009 - 1:05am.
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Gene Meyer: Lots of roadside help is a phone call away

With winter weather in the air, don't forget to check your tire pressure, your radiator, and your brakes. Keep an ice scraper in your car, and add roadside assistance services to your checklist.

Kitchentablenomics blogger Gene Meyer runs down some of your options with AAA and other services.

Check out his latest blog post here.

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Submitted by Steve Rosen on November 17, 2009 - 1:05am.
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Diane Stafford: Seven things that will sink your application

Job hunters: Here’s insight into what employers hate about your applications.

Ann Mann, who advises persons in job-transition programs at Lee Hecht Harrison in Overland Park, collected pet peeves from a “recruiters’ roundtable” group.

The hirers’ biggest gripes:

 Applicants who apply to several positions at the same company at the same time.

“It’s an employers’ market. They can be very particular about finding the best fit for each job,” Mann explains. “If you apply to several different jobs at once, you look desperate and not discriminating.”

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Submitted by Diane Stafford on November 14, 2009 - 10:30am.
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Gene Meyer: Credit card reform doesn't always go smoothly

Easier to max out creditEasier to max out creditHorror stories abound of how credit card users are being whiplashed by fast-changing loan terms, writes Kitchentablenomics blogger Gene Meyer.

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Submitted by Steve Rosen on November 12, 2009 - 1:04am.
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Kat's Money Corner: Dry up! The cost of water can take you down

KatKatStatistics sometimes can be mind-numbingly dull. Every once in awhile, though, a statistic can leap off a printed page, grab you by the shoulders and force you to pay attention.

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Submitted by Steve Rosen on November 10, 2009 - 1:05am.
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Study: Families on the edge of the financial abyss see little reason for optimism

StretchedStretchedLow-and-moderate income families in this region continue to report deteriorating financial conditions,according to a new survey from the Federal Reserve Bank of Kansas City.

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Submitted by Steve Rosen on November 10, 2009 - 1:05am.
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As layoffs mount, Dollars & Sense is pulling together some resources to help you through these rough times.

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How I Got the Job

  • Phillip BrownPhillip Brown
    The job: Civil engineer.
    The employer: The Kansas City Board of Public Utilities in Kansas City, Kan., is a public utility supplying water and electricity to customers in Wyandotte and Johnson counties.




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Free Financial Advice

4/9/09

Question:

BRB asks

Who do I talk to for financial advice that does not involve them trying to sell me something? We are 60 and 59, have a 200,000 annuity, are 60-70,000 credit card debt, have a house that is half paid for,own a condo in fl that is not paying for itself, have a good credit rating, not behind on anything, not facing foreclosure, wife on disability, husband still working, Want to pay off credit cards, but don't know how. Should we use part of annuity? I just want to know who to ask for help. Thanks

Answer:

It looks like you would be well served by a comprehensive financial plan which would address your concerns and give you a clear picture of where you are at financially. Financial advisors are paid in two different ways. Some receive commissions for the products they sell you. There are also fee only financial planners who work for you for a set fee and sell no products. In their case you know exactly how much it will cost you up front. It would also be preferable to use a financial planner who is a Certified Financial Planner.

Best Regards,
G. Douglas Dunham

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Submitted by FPA on April 9, 2009 - 2:00pm.
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