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Share your Black Friday shopping tips

Help your fellow shopperHelp your fellow shopperBlack Friday specials are breaking out all over today.

Have a moment in your mad shopping excursion? Then tell us about your favorite deal in the comment section below.

Here area a few to get you started:
Banana Republic, buy one cashmere sweater, get one free, today only.
Best Buy, 20 to 50 percent off many appliances.
The Children’s Place, 25 percent off entire store until noon.
The Gown Gallery, 1901 Main St., 50 to 80 percent off designer bridal gowns from 7 to 10 a.m.

Submitted by Steve Rosen on November 27, 2009 - 4:05am.
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Free Financial Advice

4/9/09

Question:

BRB asks

Who do I talk to for financial advice that does not involve them trying to sell me something? We are 60 and 59, have a 200,000 annuity, are 60-70,000 credit card debt, have a house that is half paid for,own a condo in fl that is not paying for itself, have a good credit rating, not behind on anything, not facing foreclosure, wife on disability, husband still working, Want to pay off credit cards, but don't know how. Should we use part of annuity? I just want to know who to ask for help. Thanks

Answer:

It looks like you would be well served by a comprehensive financial plan which would address your concerns and give you a clear picture of where you are at financially. Financial advisors are paid in two different ways. Some receive commissions for the products they sell you. There are also fee only financial planners who work for you for a set fee and sell no products. In their case you know exactly how much it will cost you up front. It would also be preferable to use a financial planner who is a Certified Financial Planner.

Best Regards,
G. Douglas Dunham

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Submitted by FPA on April 9, 2009 - 2:00pm.
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