Joyce Smith: Restaurant & retail news.
Steve Rosen: Teaching your children the value of a dollar.
Mark Davis: Money and how it makes people behave.
Smart spending and saving solutions from columnist Humberto Cruz and others.
New annuity optionsWhat should you do with your retirement plan money when you leave a job?
Kitchentablenomics blogger Gene Meyer notes that you essentially have three options: Cash it in,leave the money in the plan even though you no longer work for the employer, or roll it into an IRA.
What's the smart choice? Read Gene's latest post here.
Testing the job market? Dollars & Sense has pulled together some resources to help you through these rough times.
Dollars & Sense is offering a free forum for job seekers through a partnership with the Kansas City Metro Networking Job Club. Check out job openings, tout your talents and post your resumes. Just register on the networking site and check out the resources.
Autumn WernerThe job: Surveillance analyst
The employer: KeyBank Real Estate Capital, in Kansas City, is a division of Cleveland-based KeyBank. KeyBank Real Estate is a full-service real estate finance organization operating in 32 major U.S. markets in 20 states.
BRB asks
Who do I talk to for financial advice that does not involve them trying to sell me something? We are 60 and 59, have a 200,000 annuity, are 60-70,000 credit card debt, have a house that is half paid for,own a condo in fl that is not paying for itself, have a good credit rating, not behind on anything, not facing foreclosure, wife on disability, husband still working, Want to pay off credit cards, but don't know how. Should we use part of annuity? I just want to know who to ask for help. Thanks
It looks like you would be well served by a comprehensive financial plan which would address your concerns and give you a clear picture of where you are at financially. Financial advisors are paid in two different ways. Some receive commissions for the products they sell you. There are also fee only financial planners who work for you for a set fee and sell no products. In their case you know exactly how much it will cost you up front. It would also be preferable to use a financial planner who is a Certified Financial Planner.
Best Regards,
G. Douglas Dunham
Recent comments
1 hour 42 min ago
2 hours 3 min ago
3 hours 23 min ago
5 hours 8 min ago
5 hours 34 min ago
7 hours 54 min ago
13 hours 4 min ago
15 hours 17 min ago
1 day 3 hours ago
1 day 5 hours ago