Wall Street Movers, 11/18: Coventry, BJ’s Wholesale, Vivus

Upticks, downticksUpticks, downticksThe following stocks were among those that moved substantially or traded heavily Wednesday on the Big Board and the Naz. Data from the Associated Press:

NYSE:
Coventry Health Care Inc., down 63 cents at $23.05
An analyst said the health insurer will likely offer a disappointing 2010 earnings outlook and may be hit hard by health care reforms.

United Technologies Corp., down 73 cents at $68.81
The chief financial officer said the industrial conglomerate will likely have a higher profit next year even as revenue remains flat.

Smith International Inc., up 72 cents at $27.58
A Citi Investment Research analyst upgraded the oil service company, calling its share price attractive.

BJ’s Wholesale Club Inc., down 71 cents at $35.63
A legal settlement over worker pay pushed the retailer
s third-quarter profit down 37 percent, although sales grew.

Navios Maritime Holdings Inc., up 18 cents at $6.47
The Greek drybulk shipper said its third-quarter profit fell more than 30 percent as sales plunged more than 55 percent.

Salesforce.com Inc., down $2 at $63.61
The customer relations software company signaled it intends to keep hiring, which will likely push up costs.

NASDAQ:
Solarfun Power Holdings Co. Ltd., up 65 cents at $6.48
The Chinese solar cell maker turned a third-quarter profit, driven by cheaper cost of goods sold and record quarterly shipments.

Vivus Inc., up 20 cents at $8.77
The company said its erectile dysfunction drug candidate avanafil reached its key goal in a late-stage clinical study.

Submitted by Steve Rosen on November 18, 2009 - 4:46pm.
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Who do I talk to for financial advice that does not involve them trying to sell me something? We are 60 and 59, have a 200,000 annuity, are 60-70,000 credit card debt, have a house that is half paid for,own a condo in fl that is not paying for itself, have a good credit rating, not behind on anything, not facing foreclosure, wife on disability, husband still working, Want to pay off credit cards, but don't know how. Should we use part of annuity? I just want to know who to ask for help. Thanks

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It looks like you would be well served by a comprehensive financial plan which would address your concerns and give you a clear picture of where you are at financially. Financial advisors are paid in two different ways. Some receive commissions for the products they sell you. There are also fee only financial planners who work for you for a set fee and sell no products. In their case you know exactly how much it will cost you up front. It would also be preferable to use a financial planner who is a Certified Financial Planner.

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