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LaCrosse, Malibu singled out for safety

The LaCrosseThe LaCrosse The Insurance Institute for Highway Safety named 27 vehicles as winners of their top safety pick award for the 2010 model year.

The winners included the two models built at the General Motors Fairfax plant -- the Buick LaCrosse and the Chevy Malibu.

The award recognizes vehicles that do the best job of protecting motorists in front, side, rear and rollover crashes and have anti-rollover technology called Electronic Stability Control, or ESC.

Here's the list:
LARGE CARS
Buick LaCrosse
Ford Taurus
Lincoln MKS
Volvo S80

MIDSIZE CARS
Audi A3
Chevrolet Malibu (built after Oct. 2009)
Chrysler Sebring (4-door with optional ESC)
Dodge Avenger
Mercedes C Class
Subaru Legacy
Subaru Outback
Volkswagen Jetta (4-door)
Volkswagen Passat (4-door)
Volvo C30

SMALL CARS
Honda Civic (4-door with optional ESC, except Si)
Kia Soul
Nissan Cube
Subaru Impreza (except WRX)
Volkswagen Golf (4-door)

MIDSIZE SUVs
Dodge Journey
Subaru Tribeca
Volvo XC60
Volvo XC90

Submitted by Steve Rosen on November 18, 2009 - 1:05am.
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4/9/09

Question:

BRB asks

Who do I talk to for financial advice that does not involve them trying to sell me something? We are 60 and 59, have a 200,000 annuity, are 60-70,000 credit card debt, have a house that is half paid for,own a condo in fl that is not paying for itself, have a good credit rating, not behind on anything, not facing foreclosure, wife on disability, husband still working, Want to pay off credit cards, but don't know how. Should we use part of annuity? I just want to know who to ask for help. Thanks

Answer:

It looks like you would be well served by a comprehensive financial plan which would address your concerns and give you a clear picture of where you are at financially. Financial advisors are paid in two different ways. Some receive commissions for the products they sell you. There are also fee only financial planners who work for you for a set fee and sell no products. In their case you know exactly how much it will cost you up front. It would also be preferable to use a financial planner who is a Certified Financial Planner.

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Submitted by FPA on April 9, 2009 - 2:00pm.
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