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That sputtering sound you hear is coming from Johnson County

One of the Kansas City area's main economic engines continues to run in low gear.

Practically every major indicator tracked monthly by the County Economic Research Institute was trending worse in September, according to the latest report.

Here are some of the key stats compiled by CERI, which then compares the data with the average for the same month over the previous five years.

Unemployment:
September rate: 6.8 percent
Average unemployment rate, same month previous five years: 4.4 percent

Residential real estate
Number of Johnson County homes sold by Realtors, September: 739
September five-year average: 824

Number of homes sold first nine months of 2009: 5,900
Five-year average: 8,138

Residential building permits
Number of single family permits issued in September: 73
September five-year average: 192

Taxable retail sales
Total year-to-date through August: $6.8 billion
Average inflation-adjusted previous five years: $7.8 billion

Submitted by Steve Rosen on November 18, 2009 - 4:05am.
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4/9/09

Question:

BRB asks

Who do I talk to for financial advice that does not involve them trying to sell me something? We are 60 and 59, have a 200,000 annuity, are 60-70,000 credit card debt, have a house that is half paid for,own a condo in fl that is not paying for itself, have a good credit rating, not behind on anything, not facing foreclosure, wife on disability, husband still working, Want to pay off credit cards, but don't know how. Should we use part of annuity? I just want to know who to ask for help. Thanks

Answer:

It looks like you would be well served by a comprehensive financial plan which would address your concerns and give you a clear picture of where you are at financially. Financial advisors are paid in two different ways. Some receive commissions for the products they sell you. There are also fee only financial planners who work for you for a set fee and sell no products. In their case you know exactly how much it will cost you up front. It would also be preferable to use a financial planner who is a Certified Financial Planner.

Best Regards,
G. Douglas Dunham

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Submitted by FPA on April 9, 2009 - 2:00pm.
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