How I Got the Job: Phillip Brown, 23

Phillip BrownPhillip Brown
The job: Civil engineer.
The employer: The Kansas City Board of Public Utilities in Kansas City, Kan., is a public utility supplying water and electricity to customers in Wyandotte and Johnson counties.

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Submitted by Donna Vestal on November 22, 2009 - 5:00am.
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Diane Stafford: Applicants have complaints about hirers, too

In this column last week, hirers told what bugs them most about job applicants.

Yep. I got feedback. Job hunters asked for fair time to say what they don’t like about the way prospective employers are treating them.

Two points stood out:

Job hunters think it’s callous and unrealistic for applicant screeners to say they don’t like it when a job hunter applies for more than one job at the organization.

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Submitted by Diane Stafford on November 21, 2009 - 10:30am.
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Humberto Cruz: You really can stick to a holiday budget

As long as we are doing it this year, why not do it always?

“This year, it all comes down to value and getting the best bang for your shopping dollar,” said Tod (cq) Marks, senior editor of Consumer Reports.

He was referring to a survey by the magazine showing nearly two-thirds of
Americans plan to cut back on holiday spending. That’s on top of the last year’s cutbacks, when more than three-fourths of Americans polled by Consumer Reports said they planned to spend less.

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Submitted by Steve Rosen on November 21, 2009 - 1:05am.
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Kids & Money: Without health insurance, college students are rolling the dice

To all of the numbers churned out in the debate over the nation’s health care system, add one more glaring statistic: 4 million.

That’s the number of college students estimated by a recent study to be uninsured.

Many are part-time students. Others are on financial aid and can’t afford health coverage. A large number of the uninsured attend two-year colleges and are too old to be on their parents’ plan, according to the study by Lookout Mountain Group, a college health advocacy organization.

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Submitted by Steve Rosen on November 21, 2009 - 1:05am.
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Dollars & Sense on Wheels: Ford redesigns super duty truck

Our weekly look at all things automotive. Today's review by G.Chambers Williams III of the San Antonio Express-News.

Super makeover?Super makeover?Last year, Ford’s best-selling F-150 light-duty pickup came to market with a complete redesign, bringing lots of new features and innovations.

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Submitted by Steve Rosen on November 21, 2009 - 1:05am.
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Missouri pension fund explores lawsuits over investments

From Bloomberg News
Trustees of the $6.8 billion pension fund for Missouri public employees, which lost almost $2 billion in 2008, voted to consider lawsuits seeking damages if they suffer future investment losses.

The Missouri State Retirement System trustees, Mosers, voted Thursday to solicit reports from law firms about prospects for legal action.

Public pensions across the country are suing companies and investment banks for their investments’ performance in 2008, a year in which the S&P 500 index lost 37 percent. Ohio Attorney General Richard Cordray on Friday sued the rating companies Standard & Poor’s, Moody’s Corp. and Fitch Group Inc. over “misleading evaluations” of mortgage- backed securities.

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Submitted by Steve Rosen on November 20, 2009 - 5:47pm.
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Wall Street Movers, 11/20:Dillard's, Dell,J.M. Smucker

Upticks, downticksUpticks, downticksThe following stocks were among those that moved substantially or traded heavily Friday on the Big Board and the Naz. Data from the Associated Press:

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Submitted by Steve Rosen on November 20, 2009 - 4:18pm.
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Your weekend fill-up: Prices remain steady

Wait until Monday to fill up?Wait until Monday to fill up?Gasoline prices in the Kansas City area are essentially unchanged heading into the weekend compared with a week ago.

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Submitted by Steve Rosen on November 20, 2009 - 4:05pm.
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The Closing Bell, 11/20: Most regional stocks fall third straight day

Shars in most regional stocks fell Friday along with the rest of the market. The exceptions were bank stocks, including Commerce Bancshares and UMB Financial Corp.

Commerce gained 26 cents to $40.68, while UMB closed at $39.48, up 7 cents.

YRC Worldwide also finished in positive territory, at $1.25, up 12 cents.

Garmin down 64 cents, and Waddell & Reed, down 48 cents, led the losers' list for the day.

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Submitted by Steve Rosen on November 20, 2009 - 3:54pm.
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The Consumer Memo, 11/20: No Barnes & Noble Nook e-reader's until after Christmas

Barnes & Noble Inc. said Nook, its device for reading digital versions of books, sold out its initial production run and won’t ship new purchases until the week of Jan. 4.

The retailer said last month when it introduced the $259 device that it would ship purchases by Nov. 30. The Nook is Barnes & Noble’s entry into the market dominated by Amazon.com Inc. and Sony Corp.

“While we increased production based on the high consumer interest, we’ve sold out of our initial nook allotment available for delivery before the holidays,” said Mary Ellen Keating, a Barnes & Noble spokeswoman.

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Submitted by Steve Rosen on November 20, 2009 - 1:12pm.
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How I Got the Job

  • Phillip BrownPhillip Brown
    The job: Civil engineer.
    The employer: The Kansas City Board of Public Utilities in Kansas City, Kan., is a public utility supplying water and electricity to customers in Wyandotte and Johnson counties.




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Free Financial Advice

4/9/09

Question:

BRB asks

Who do I talk to for financial advice that does not involve them trying to sell me something? We are 60 and 59, have a 200,000 annuity, are 60-70,000 credit card debt, have a house that is half paid for,own a condo in fl that is not paying for itself, have a good credit rating, not behind on anything, not facing foreclosure, wife on disability, husband still working, Want to pay off credit cards, but don't know how. Should we use part of annuity? I just want to know who to ask for help. Thanks

Answer:

It looks like you would be well served by a comprehensive financial plan which would address your concerns and give you a clear picture of where you are at financially. Financial advisors are paid in two different ways. Some receive commissions for the products they sell you. There are also fee only financial planners who work for you for a set fee and sell no products. In their case you know exactly how much it will cost you up front. It would also be preferable to use a financial planner who is a Certified Financial Planner.

Best Regards,
G. Douglas Dunham

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Submitted by FPA on April 9, 2009 - 2:00pm.
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